Joann Foley » Economy Issues

Of Course He Is

Joann — Wed, 31 Mar 2010 03:39:13 +0000

Ricky Martin announced that he is gay. What? Unless you have been living under a rock, this has been known for years. What makes this news? I figure he needs the publicity and this is all that he could come up with.

No News

Joann — Fri, 16 Oct 2009 02:41:47 +0000

I stopped subscribing to the local newspaper back in June. I missed the Sunday newspaper at first. There used to be a lot to read in the Sunday paper, plus all the coupons and sales flyers were fun to sort through. But now I don’t even miss that.

I get my news on the TV late news and on the internet throughout the day. I don’t even miss the newspaper anymore.

Gas Pricing Roller Coaster

Joann — Wed, 07 Oct 2009 15:47:27 +0000

Last week the price of gas was dropping and I was just getting comfortable with my budget. Then when I went to the Thornton’s this morning to buy gas I saw that the price has gone up over 20 cents a gallon. What caused this sudden jump? Why are we having to pay so much for gas again?

Even More Banking Stress

Joann — Sun, 26 Jul 2009 17:26:41 +0000

My bank has a collections department that calls and hounds you to death if your checking account gets overdrawn. I told the guy that I’m working with a bank clerk to get the problem straight but that’s not good enough for them. They are sticking overdraft charges on my account every three days that it shows overdrawn. It’s $25 each three days. Holy crap. That can’t be legal can it? This overdraft isn’t even my fault and now they want to hit me with almost $300 in fees. I don’t know how this will ever work out.

More Banking Stress

Joann — Mon, 15 Jun 2009 02:57:37 +0000

Another big problem with my bank has popped. I had a big fight with them about a year ago and pretty much stopped going there other than letting my minimum balance sit in my checking account so it sat there for free.

Well, I had an urgent need to raise some cash and there wasn’t enough in that account without making an additional deposit. I dug out an old money order and all the loose cash I could find to make a deposit, which they took without issue. So I wrote a check against my balance and expected to leave about $50 in the account.

That was two weeks and not a peep from my bank about any issues, but when I logged in to my online account to verify that the check cleared, I was horrified to find a negative balance on the account. Evidently, the bank returned the money order for some reason and has been charging me for overdraft fees for 2 weeks. I have a huge negative balance and am totally freaked out.

I can’t imagine why the money order would be returned and charged back to my account. That makes no sense to me at all. I thought a money order was the same as cash. WTF?

Uncle Jay

Joann — Mon, 08 Jun 2009 12:10:48 +0000

If you don’t have your own Uncle Jay, you can borrow the Uncle Jay from the Chicago Tribune. He’s a great guy! He takes all the news and breaks it down to a very basic level and makes it entertaining, too. If you don’t understand today’s news, let Uncle Jay explain it to you. Every Monday there is a 3 minute video published, ‘”Helping Small Minds Understand Big News!”

Banking Stress

Joann — Tue, 26 May 2009 21:55:34 +0000

A friend of mine was in a spot and needed to borrow a few dollars. I felt the need to help her out, so I wrote a check for her to take to her bank. I assumed she would deposit my check and write a couple checks from her account to pay the bills. But it turns out that she does not have a bank account and needed to cash the check at my bank so she could buy money orders to pay her bills. Well, that didn’t turn out so good, as there are no local branches of my bank anywhere around where she lives. She had to give me back my uncashed check and just borrow money from a neighbor who had cash in hand.

That’s very frustrating – you would think that in today’s world there would be a better system of making places available to take care of your money matters.

Fat Man Sized Soda

Joann — Sun, 15 Mar 2009 22:58:06 +0000

Staffing Cuts

Joann — Sat, 07 Mar 2009 02:48:08 +0000

All of the convenience stores in the area have had to cut the hours of employees and are down to just one or 2 clerks on duty instead of the usual 3 or 4 at the busy stores. That is a hard job and I’m amazed that the chain owners really expect just 1 or 2 people to do a good job not only running the cash register but keeping the store and restrooms clean, stocking the inventory, making fresh coffee every 20 minutes, and all the other things they have to do.

It’s not fair to the customers, either. We now have long lines to wait at the cash register and lots of times now I see the crowd in the store and just decide to not go buy anything. They are losing business by being cheap and I don’t think anyone is smart enough to see that. they make their profit on sales from inside the store but they have made going inside the store undesirable. Dummies!

I am sure it is men making these types of decisions. They are so stupid about things like customer service and taking care of the people who spend their money in the stores.

Automaker Scumbags

Joann — Thu, 15 Jan 2009 22:53:49 +0000