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	<title>Joann Foley &#187; Economy Issues</title>
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	<link>http://joannfoley.com</link>
	<description>Joann spills her beans online blogging</description>
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		<title>Shopper&#8217;s Frustration</title>
		<link>http://joannfoley.com/2011/11/shoppers-frustration/</link>
		<comments>http://joannfoley.com/2011/11/shoppers-frustration/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 00:02:12 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[House/Home]]></category>
		<category><![CDATA[Shopping Around]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=411</guid>
		<description><![CDATA[So, I went to the local WalMart the other day.  I bought a steam mop for easier clean ups of the kitchen floor after my Roo.  The tag on the shelf says it is $49.00.  I thought, a great deal, right?  Wrong. I get the mop home, and use it and I loved it!!!   [...]]]></description>
			<content:encoded><![CDATA[<p>So, I went to the local WalMart the other day.  I bought a steam mop for easier clean ups of the kitchen floor after my Roo.  The tag on the shelf says it is $49.00.  I thought, a great deal, right?  Wrong.</p>
<p>I get the mop home, and use it and I loved it!!!   I was reviewing my receipt and see that I was charged $79.00 for the mop, not the $49.00 price that was on the shelf.  So, I load the mop back into my car and go and get the box that it was in, which had been left at a friend&#8217;s house (I demonstrated the new mop for them) and headed back to WalMart.  I hunted down a manager and explained my dilemma to him to which he said &#8220;Let me go back to the shelf and take a look.&#8221;  I then followed him back to the shelf where I had gotten the mop.  He looked around a bit, saw the $49.00 tag and compared the UPC code on the shelf tag to the product I had purchased and told me that I should have compared the UPC code on the box to the tag on the shelf!!!  I told him that it was not my job as a consumer to have to check UPC codes to be sure they match and that it was his job to be sure that the correct product was in the correct place on the shelf.  In fact, the product that was $49.00 was not even available!!</p>
<p>So, I came home and contacted WalMart corporate offices via the web.  I have not heard anything back from them yet, but I will say this:  I am currently refusing to shop at WalMart.  I think that they have gotten so big that the individual consumer no longer matters.</p>
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		<title>Computer shopping</title>
		<link>http://joannfoley.com/2011/09/computer-shopping/</link>
		<comments>http://joannfoley.com/2011/09/computer-shopping/#comments</comments>
		<pubDate>Sun, 25 Sep 2011 02:14:30 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[House/Home]]></category>
		<category><![CDATA[Life]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=362</guid>
		<description><![CDATA[I need a new computer!!  My old computer, who has been a faithful friend to me for several years now, has finally reached her capacity and I am out of space to expand and update her.  I will be sad to see her go. I decided to shop online for a computer this time, figuring [...]]]></description>
			<content:encoded><![CDATA[<p>I need a new computer!!  My old computer, who has been a faithful friend to me for several years now, has finally reached her capacity and I am out of space to expand and update her.  I will be sad to see her go.</p>
<p>I decided to shop online for a computer this time, figuring I might find a good deal.  I decided that, even though laptops and notebooks are the popular thing right now, I wanted to stick to the tried and true <a title="Canada post computer shopping" href="http://www.canadapost.ca/shopper/led-tv/sc/1439">desktop computer</a> that I am so comfortable with.  I like the larger keyboards.  I have &#8220;fat fingers&#8221; quite often and the smaller keyboards of the laptops seem to give me problems.</p>
<p>So, I went shopping online, there are so many websites to choose from!!  I was quite overwhelmed.  But, after several hours of visiting numerous websites, I found exactly what I was looking for, with all the programs loaded for me, so I didn&#8217;t have to take the time to buy the software and download it myself.  I will be able to go right to work with it as soon as it arrives.!!!</p>
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		<title>Expensive Laundry</title>
		<link>http://joannfoley.com/2011/05/expensive-laundry/</link>
		<comments>http://joannfoley.com/2011/05/expensive-laundry/#comments</comments>
		<pubDate>Tue, 17 May 2011 04:01:05 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[House/Home]]></category>
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=202</guid>
		<description><![CDATA[My washing machine is not working right, so I had to gather up a week&#8217;s worth of laundry and head out to find a laundromat. The one that is closest to my house is only open until 9&#8243;00 pm, so you have to get there before 8:00 or they won&#8217;t let you use their machines. [...]]]></description>
			<content:encoded><![CDATA[<p>My washing machine is not working right, so I had to gather up a week&#8217;s worth of laundry and head out to find a laundromat. The one that is closest to my house is only open until 9&#8243;00 pm, so you have to get there before 8:00 or they won&#8217;t let you use their machines. I told them that I didn&#8217;t need the dryer &#8211; just a washer, so he let me in but complained the whole time I was there. I think he just wanted to go home early.</p>
<p>The washers old large loads but I was not prepared for one load to cost $6.75. That is crazy expensive! If I had to pay for a dryer after that load it would have cost about $10 to wash this week&#8217;s laundry. Who can afford that with kids, towels and bed linens every week?</p>
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		<item>
		<title>Can&#8217;t Put It Off Any Longer</title>
		<link>http://joannfoley.com/2011/04/cant-put-it-off-any-longer/</link>
		<comments>http://joannfoley.com/2011/04/cant-put-it-off-any-longer/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 18:02:20 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Life]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=186</guid>
		<description><![CDATA[Well, today is the day I know I will have a huge headache before the day is done. I have to get my taxes done. This sucks. I wish I had an easier way to deal with this every year. I can&#8217;t afford to pay H &#38; R Block $100 to do them for me [...]]]></description>
			<content:encoded><![CDATA[<p>Well, today is the day I know I will have a huge headache before the day is done. I have to get my taxes done. This sucks. I wish I had an easier way to deal with this every year. I can&#8217;t afford to pay H &amp; R Block $100 to do them for me &#8211; I don&#8217;t even get back $100 in a refund most years. But I have to buckle down today and figure this out. So here I go &#8211; please send aspirin.</p>
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		<item>
		<title>Of Course He Is</title>
		<link>http://joannfoley.com/2010/03/of-course-he-is/</link>
		<comments>http://joannfoley.com/2010/03/of-course-he-is/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 03:39:13 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[Entertainment]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=117</guid>
		<description><![CDATA[Ricky Martin announced that he is gay. What? Unless you have been living under a rock, this has been known for years. What makes this news? I figure he needs the publicity and this is all that he could come up with.]]></description>
			<content:encoded><![CDATA[<p>Ricky Martin announced that he is gay. What? Unless you have been living under a rock, this has been known for years. What makes this news? I figure he needs the publicity and this is all that he could come up with.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No News</title>
		<link>http://joannfoley.com/2009/10/no-news/</link>
		<comments>http://joannfoley.com/2009/10/no-news/#comments</comments>
		<pubDate>Fri, 16 Oct 2009 02:41:47 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=83</guid>
		<description><![CDATA[I stopped subscribing to the local newspaper back in June. I missed the Sunday newspaper at first. There used to be a lot to read in the Sunday paper, plus all the coupons and sales flyers were fun to sort through. But now I don&#8217;t even miss that. I get my news on the TV [...]]]></description>
			<content:encoded><![CDATA[<p>I stopped subscribing to the local newspaper back in June. I missed the Sunday newspaper at first. There used to be a lot to read in the Sunday paper, plus all the coupons and sales flyers were fun to sort through. But now I don&#8217;t even miss that.</p>
<p>I get my news on the TV late news and on the internet throughout the day. I don&#8217;t even miss the newspaper anymore.</p>
]]></content:encoded>
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		<item>
		<title>Gas Pricing Roller Coaster</title>
		<link>http://joannfoley.com/2009/10/gas-pricing-roller-coaster/</link>
		<comments>http://joannfoley.com/2009/10/gas-pricing-roller-coaster/#comments</comments>
		<pubDate>Wed, 07 Oct 2009 15:47:27 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[Transporation]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=86</guid>
		<description><![CDATA[Last week the price of gas was dropping and I was just getting comfortable with my budget. Then when I went to the Thornton&#8217;s this morning to buy gas I saw that the price has gone up over 20 cents a gallon. What caused this sudden jump? Why are we having to pay so much [...]]]></description>
			<content:encoded><![CDATA[<p>Last week the price of gas was dropping and I was just getting comfortable with my budget. Then when I went to the Thornton&#8217;s this morning to buy gas I saw that the price has gone up over 20 cents a gallon. What caused this sudden jump? Why are we having to pay so much for gas again?</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Even More Banking Stress</title>
		<link>http://joannfoley.com/2009/07/even-more-banking-stress/</link>
		<comments>http://joannfoley.com/2009/07/even-more-banking-stress/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 17:26:41 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=67</guid>
		<description><![CDATA[My bank has a collections department that calls and hounds you to death if your checking account gets overdrawn. I told the guy that I&#8217;m working with a bank clerk to get the problem straight but that&#8217;s not good enough for them. They are sticking overdraft charges on my account every three days that it [...]]]></description>
			<content:encoded><![CDATA[<p>My bank has a collections department that calls and hounds you to death if your checking account gets overdrawn. I told the guy that I&#8217;m working with a bank clerk to get the problem straight but that&#8217;s not good enough for them. They are sticking overdraft charges on my account every three days that it shows overdrawn. It&#8217;s $25 each three days. Holy crap. That can&#8217;t be legal can it? This overdraft isn&#8217;t even my fault and now they want to hit me with almost $300 in fees. I don&#8217;t know how this will ever work out.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>More Banking Stress</title>
		<link>http://joannfoley.com/2009/06/more-banking-stress/</link>
		<comments>http://joannfoley.com/2009/06/more-banking-stress/#comments</comments>
		<pubDate>Mon, 15 Jun 2009 02:57:37 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=61</guid>
		<description><![CDATA[Another big problem with my bank has popped. I had a big fight with them about a year ago and pretty much stopped going there other than letting my minimum balance sit in my checking account so it sat there for free. Well, I had an urgent need to raise some cash and there wasn&#8217;t [...]]]></description>
			<content:encoded><![CDATA[<p>Another big problem with my bank has popped. I had a big fight with them about a year ago and pretty much stopped going there other than letting my minimum balance sit in my checking account so it sat there for free.</p>
<p>Well, I had an urgent need to raise some cash and there wasn&#8217;t enough in that account without making an additional deposit. I dug out an old money order and all the loose cash I could find to make a deposit, which they took without issue. So I wrote a check against my balance and expected to leave about $50 in the account.</p>
<p>That was two weeks and not a peep from my bank about any issues, but when I logged in to my online account to verify that the check cleared, I was horrified to find a negative balance on the account. Evidently, the bank returned the money order for some reason and has been charging me for overdraft fees for 2 weeks. I have a huge negative balance and am totally freaked out.</p>
<p>I can&#8217;t imagine why the money order would be returned and charged back to my account. That makes no sense to me at all. I thought a money order was the same as cash. WTF?</p>
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		<item>
		<title>Uncle Jay</title>
		<link>http://joannfoley.com/2009/06/uncle-jay/</link>
		<comments>http://joannfoley.com/2009/06/uncle-jay/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 12:10:48 +0000</pubDate>
		<dc:creator>Joann</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Economy Issues]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://joannfoley.com/?p=56</guid>
		<description><![CDATA[If you don&#8217;t have your own Uncle Jay, you can borrow the Uncle Jay from the Chicago Tribune. He&#8217;s a great guy! He takes all the news and breaks it down to a very basic level and makes it entertaining, too. If you don&#8217;t understand today&#8217;s news, let Uncle Jay explain it to you. Every [...]]]></description>
			<content:encoded><![CDATA[<p>If you don&#8217;t have your own Uncle Jay, you can borrow the <a href="http://www.chicagotribune.com/features/central-uncle-jay,0,3979437.htmlstory">Uncle Jay from the Chicago Tribune</a>. He&#8217;s a great guy! He takes all the news and breaks it down to a very basic level and makes it entertaining, too. If you don&#8217;t understand today&#8217;s news, let Uncle Jay explain it to you. Every Monday there is a 3 minute video published, &#8216;&#8221;Helping Small Minds Understand Big News!&#8221;</p>
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