Joann Foley

Another big problem with my bank has popped. I had a big fight with them about a year ago and pretty much stopped going there other than letting my minimum balance sit in my checking account so it sat there for free.

Well, I had an urgent need to raise some cash and there wasn’t enough in that account without making an additional deposit. I dug out an old money order and all the loose cash I could find to make a deposit, which they took without issue. So I wrote a check against my balance and expected to leave about $50 in the account.

That was two weeks and not a peep from my bank about any issues, but when I logged in to my online account to verify that the check cleared, I was horrified to find a negative balance on the account. Evidently, the bank returned the money order for some reason and has been charging me for overdraft fees for 2 weeks. I have a huge negative balance and am totally freaked out.

I can’t imagine why the money order would be returned and charged back to my account. That makes no sense to me at all. I thought a money order was the same as cash. WTF?

Social media is such a strange phrase and I’m having a hard time embracing that concept. My boss wants to learn more about it and possibly incorporate some of the more effective strategies into our marketing efforts. So I’ll be surfing the internet looking for editorials and opinions to get a quick read on it, then meet with my boss to go over what we’ve learned and make a plan for what we need to do.

I did find a very cool download from a tech blog called, “blah blah! technology” that seems to be very involved with social media. The download is titled, “The Beginner’s Guide to Social Media.” and they might as well have put “for Joann” on the cover!

If you don’t have your own Uncle Jay, you can borrow the Uncle Jay from the Chicago Tribune. He’s a great guy! He takes all the news and breaks it down to a very basic level and makes it entertaining, too. If you don’t understand today’s news, let Uncle Jay explain it to you. Every Monday there is a 3 minute video published, ‘”Helping Small Minds Understand Big News!”

Which pile is it in? Where did I put that? Am I ever going to read those old newspapers? Do I have to keep that? I’m drowning in paperwork.